Activate a ONE retail card that you purchased from a store

What is a ONE retail card?

A ONE retail card is purchased from a Walmart store and loaded with money in person (either using cash or a debit card), and after you have activated the card and opened a ONE account, it can be used as a debit card. If you are approved for a ONE account, the initial card is temporary and replaced with a permanent debit card. Think of it as a way to quick-start a ONE account. To learn more, please read your Deposit Account Agreement.

Why do I need to activate my ONE retail card? 

The card you purchased at the store will not work until it is activated by scanning the QR code on the packaging or visiting one.app/tempcard, providing the required information and applying for a ONE account. 

The ONE retail card is not a gift card. By activating your ONE retail card, you are applying to open a ONE account, and you may be eligible for:

  • $10 cash bonus after first purchase1
  • $25 cash bonus when you add direct deposit2
  • No monthly fees
  • 2% cash back at Walmart, gas stations, and drugstores for 12 months3
  • 1.00% annual percentage yield (APY)4 on your savings
  • Payday up to 2 days early5
  • Overdraft protection up to $2006

How do I activate the ONE retail card I purchased at Walmart? 

Start the activation process for your newly purchased ONE retail card by scanning the QR code located on the card packaging or by visiting one.app/tempcard

What is needed to activate my ONE retail card? 

You must be at least 18 years old. When you apply, you will need to provide your full legal name, U.S. physical address, date of birth, Social Security number, mobile phone number, email address, and possibly a copy of your government-issued photo identification or a utility bill. If we are not able to verify some of your information, or if you are under 18 years old, your card will still be activated for Limited-use, and you can spend the money from your initial deposit.

What if I already have a ONE account and purchased a ONE retail card?

Because we only support one open ONE account at a time, the card you purchased will be deactivated after you go through the activation process, and the balance will be added to your existing ONE account. You will see the amount reflected in your Spend balance. As a courtesy, we will issue a one-time credit to cover the cost of the $1 purchase price to your Spend balance.

If we are unable to offer you an account, and you have existing ONE retail card(s) that are activated for Limited-use, your new ONE retail card will be activated separately, and you can access the balances of your multiple Limited-use ONE retail cards from “Support” on your Profile page.

I received a notification that my card was activated for Limited-use. 

This generally occurs if we aren’t able to verify some of the information that you provided in your account application. Your ONE retail card will be activated for Limited-use, and you can use it to spend your initial deposit. You can also download the ONE app to view your balance, see your transactions, and manage the safety features of your card, like freezing or unfreezing your card or changing your PIN. Because we are not able to offer you a full account, you are not eligible for the $10 cash bonus, 2% cash back on purchases, and 1.00% APY on savings. You will not be able to add additional money to your card. To learn more, please read your Deposit Account Agreement.

 

1. After first purchase of $10 or more. See terms.

2. With eligible direct deposits, totaling at least $500 in the previous 31 days. See terms.

3. Earn 2% cash back, up to $50, on purchases at Walmart as well as gas and drugstore purchases for the first 12 months. See terms.

4. Annual Percentage Yield effective as of 9/15/2022 and subject to change. 1.00% APY on balances up to $5,000 or $25,000 with eligible direct deposits totaling at least $500 in the previous 31 days. 

5. Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.

6. With eligible direct deposits totaling at least $500 in the previous 31 days. See details

Was this article helpful?
0 out of 1 found this helpful

Articles in this section