ONE Retail Card program

What is a ONE Retail Card?

A ONE Retail Card can be purchased from a Walmart store and loaded with money in person (either using cash or a debit card) and, once you have activated your card and opened a ONE account, used as a debit card. If you are approved for a ONE account, the initial card is temporary and may be replaced with a permanent card. Think of it as a way to quick-start a ONE account.

By activating your ONE Retail Card, you are applying to open a ONE account, and you may be eligible for:

  • No monthly fees
  • 1.00% annual percentage yield (APY) on your savings
  • Payday up to 2 days early
  • Overdraft protection up to $200
  • Cash Rewards from top merchants. See for additional details 

Is this a gift card?

No, ONE Retail Cards are not gift cards. 

Where can I buy a ONE Retail Card?

ONE Retail Cards are available for purchase at select Walmart locations.

Is there a fee to buy a ONE Retail Card?

There is a $3 ONE Retail Card Purchase Fee to purchase a ONE Retail Card in addition to a one-time 3% load fee. In the event the card is not activated by applying for a ONE account within 10 days of purchase or you are not approved for an account, the card will be subject to a $5 ONE Retail Card Fee. This fee is applied 10 days after the purchase of the card and each month thereafter.

Was this article helpful?
0 out of 1 found this helpful

Articles in this section