ONE Retail Card

What is a ONE Retail Card?

A ONE Retail Card can be purchased from a Walmart store and loaded with money in person (either using cash or a debit card). Once you have activated your card and opened a ONE account, you may use it as a debit card. If approved for a ONE account, the card purchased at Walmart will be replaced with a permanent debit card. Think of it as a way to quick-start a ONE account.

As a ONE customer you may be eligible for:

Is this a gift card?

No, ONE Retail Cards are not gift cards. 

Where can I buy a ONE Retail Card?

ONE Retail Cards are available for purchase at select Walmart locations.

Is there a fee to buy a ONE Retail Card?

There is a $1 ONE Retail Card Purchase Fee to purchase a ONE Retail Card in addition to a one-time 3% load fee. In the event the card is not activated by applying for a ONE account and making a second deposit within 15 days of purchase or you are not approved for an account, the card will be subject to a $5 ONE Retail Card Fee. This fee is applied 15 days after the purchase of the card and each month thereafter.


1. For ONE Retail Cards purchased at an in-store retail location, a $5 ONE Retail Card Fee will be applied 15 days after purchase and then every month until you apply for a ONE account, are approved, and make an additional deposit.

Was this article helpful?
5 out of 15 found this helpful

Articles in this section