ONE retail card program

What is a ONE retail card?

A ONE retail card can be purchased from a Walmart store and loaded with money in person (either using cash or a debit card) and, once you have activated your card and opened a ONE account, used as a debit card. If you are approved for a ONE account, the initial card is temporary and replaced with a permanent card. Think of it as a way to quick-start a ONE account.

By activating your ONE retail card, you are applying to open a ONE account, and you may be eligible for:

  • $10 cash bonus after first purchase1
  • $25 cash bonus when you add direct deposit2
  • No monthly fees
  • 2% cash back at Walmart, gas stations, and drugstores for 12 months3
  • 1.00% annual percentage yield (APY)4 on your savings
  • Payday up to 2 days early5
  • Overdraft protection up to $2006

Is this a gift card?

No, ONE retail cards are not gift cards. 

Where can I buy a ONE retail card?

ONE retail cards are available for purchase at select Walmart locations.

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