Refer a Friend

What is the Refer a Friend Program?

Select ONE customers can refer their friends to open a ONE account and earn a $5 credit for friends who successfully open a ONE account and make a purchase of $25 or more in a single transaction. Participants can earn up to a maximum of $50 through this referral program.

How do I Refer a Friend to ONE?

To refer a friend to ONE, participating customers can follow these steps:

  1. Open your ONE app
  2. From Frameprofile.png, select Share ONE, earn up to $50 
  3. Click on Invite your friends
  4. Select the individuals you would like to send your personalized referral link to

Once your friend has used the unique link to successfully open a ONE account and spends a minimum of $25 in a single transaction with their new ONE debit card, you can both receive a $5 bonus.  You can continue to refer friends and earn the $5 referral bonus until you reach the $50 referral bonus limit.


How many friends can I refer to ONE?

You can send your referral link to as many friends as you like (who are 18 years of age or older), but you will only receive the $5 credit for the first 10 friends who successfully complete the referral bonus requirements. See Refer a Friend terms for additional information.


Are there purchases that are not eligible toward the $25 transaction requirement?

For purposes of this offer, using your ONE debit card for cash substitutes (e.g. sports betting, casino chips, money orders), gift cards, prepaid cards, check cashing services, or for money movement (e.g. peer to peer transfers) will not be considered a purchase.

What must my friends do to be eligible for the $5 credit?

Once the person you have referred has used the unique link to successfully open a ONE account via the web or mobile web at and makes a purchase of $25 or more with their ONE debit card or virtual card, you can both receive the $5 bonus.  Keep in mind that if the friend who referred you has already successfully received the 10 bonus referral limit, neither of you will receive the $5 bonus.

If my friend opens a ONE account another way, will I still be able to get the referral credit?

No, your friend must apply and successfully open a ONE account using your unique referral link in order for you to receive the $5 referral credit.

When will I receive my referral credit?

Once the referral requirements have been met, you will both receive the credit within 5 business days to your Savings pocket. Additionally, you will receive a push notification that the $5 referral credit is on the way to your Savings pocket.

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