Getting cash

Where can I withdraw cash from my One Cash account?

You can withdraw cash from your One Cash account in the following ways:

• At any US Walmart location using your One debit card at a Walmart cashier, Money Center, or Customer Service desk. You can also withdraw cash at Walmart by generating a barcode in your One app.
• At most ATM locations using your One debit card. ATM withdrawals are fee-free at 55,000+ Allpoint ATMs nationwide for customers with One Cash+; otherwise, a $3 One ATM fee will apply. At ATMs outside of the Allpoint network, customers may still incur fees charged by the ATM operator.
• At participating merchants when you make a purchase with your One debit card at the register and select withdraw cash.

How do I withdraw cash with my One debit card at Walmart locations? 

To withdraw cash:

• Take your One debit card to any Walmart cashier, Money Center, or Customer Service desk
• The Associate will ask you to insert your One debit card and enter your PIN  
• Confirm the amount you are withdrawing on the PIN pad
• Once the transaction has been completed, your funds will immediately be withdrawn from your One Cash account’s Debit balance

This service is not available at Sam’s Club or international Walmart locations.

How do I withdraw cash using my One app at Walmart locations? 

• Open Cash Control in the One app
• Choose Withdraw Cash
• Enter the amount you wish to withdraw 
• A barcode will be generated that you will take to a Walmart Money Center or Customer Service Associate
• The Walmart Associate will scan your barcode and verify your identity*
• Once approved, you will receive the requested cash for your withdrawal along with a receipt

You can also tap here in the One app and then follow the steps above to withdraw cash.

This service is not available at Sam’s Club or international Walmart locations.

*You will need to verify your identity using an accepted form of government-issued ID, such as a state ID, driver’s license, military ID, OR a social security card along with a US government-issued picture ID or U.S. passport.

What are the limits for cash withdrawals?

Walmart locations: You can withdraw a maximum of $999.00 each transaction and cannot exceed $3,000 each day.

ATMs: You can withdraw up to $500 a day.

All cash withdrawals using your debit card count towards the $5,000 daily card spending limit. 

You aren’t able to withdraw cash using a barcode if the amount requested dips into Overdraft Protection.

Are there any fees for withdrawing cash?

There are no fees for cash withdrawals at Walmart using your One debit card.

Additionally, ATM cash withdrawals are fee-free at 55,000+ Allpoint ATMs nationwide for customers with One Cash+ benefits. 

If you do not have One Cash+ benefits, the following fees apply:

• ATM withdrawals will be charged a $3 One ATM fee, in addition to any fee that might be charged by the ATM operator. International ATM withdrawals may also be subject to foreign transaction fees.
• Withdrawal of funds using the in-app generated barcode at Walmart will be charged a $3 Barcode Cash Fee.

Summary of ways to get cash from your One Cash account:

1. Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous month. For all other ATM transactions, the One ATM Fee will apply, and third-party ATM fees may be incurred.